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- Bath building society has cut fixed rates across its range for residential and BTL mortgage borrowers and also cut the cost of a range of discounted rate deals.
- Lenders have been cutting rates to reflect downward movements in so-called ‘swap’ rates – the amounts charged by banks as they lend to each other on wholesale money markets.
Among its residential deals it has a fee-free two-year fixed rate (60percent LTV) at 5.89percent and an equivalent five-year fixed rate at 5.49percent. It has also brought out a three-year fixed rate deal for new and existing customers priced from 5.79percent (60percent LTV), also with a 490 fee. The deal is available up to 90percent LTV, where the rate is 6.04percent. Product transfer deals will be cut by up to 0.3 percentage points for residential and buy-to-let borrowers. Five-year residential fixed rates will start from 5.35percent (60percent LTV) with a 995 fee. NatWest is cutting the cost of fixed rate mortgage deals for new and existing customers from tomorrow.
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